How to Reduce Expenses and Save Money: 3 Items You Can do without

The best strategy in personal budgeting is to keep track of past spending and plug the leaks. Personal budget items such as housing, food, groceries, clothing, and personal care are considered basic. However, without being keen, other important but not necessary items may creep into our budgets.

5 Best Online Stock Brokers

Several online Stock brokerage houses offer cash bonuses to consumers who want to open accounts. These bonuses can be anywhere from a couple of bucks to several hundred dollars. Although $600 from Merrill Edge ( if you open an account with a minimum of $200,000) can be an awesome thing, I would argue that it might be better, long-term to look at brokers who offer other perks like lower stock or ETF trading fees.